From the document: "The U.S. Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), and U.S. Department of Agriculture (USDA) provided different types of financial assistance to improve drinking water and wastewater infrastructure in fiscal years 2014 through 2023. Specifically, 14 of the agencies' programs provided $35 billion in grants (at least 22,000 projects) and $29 billion in direct loans (about 4,800 projects) during this period. [...] Drinking water and wastewater utilities have experienced disruption or failure after disasters, threatening public health. For example, disasters in Mississippi in 2022 and North Carolina in 2024 left residents without potable water for weeks. Federal agencies provide assistance for utilities to build resilience against natural disasters--including communities in rural and low-income areas vulnerable to disasters. This report examines, among other things, (1) financial assistance that EPA, FEMA, and USDA provided to improve water infrastructure; (2) the extent to which these agencies addressed barriers vulnerable communities face accessing and participating in selected programs; and (3) how these agencies assessed the extent to which assistance reached vulnerable communities."