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COVID-19 in the California Workers' Compensation System: A Study of COVID-19 Claims and Presumptions Under Senate Bill 1159
From the Document: "This report describes work undertaken by the RAND Corporation for the California Commission on Health and Safety and Workers' Compensation (CHSWC) in the Department of Industrial Relations (DIR). The goal of this study is three-fold: (1) evaluate the overall impacts of COVID-19 [coronavirus disease 2019] claims on California's workers' compensation system, (2) evaluate the overall impacts of COVID-19 claims on California's workers' compensation indemnity benefits, medical benefits, and death benefits, including differences in the impacts across differing occupational groups, and (3) assess the overall and cost impacts of the frontline worker and outbreak presumptions created by Senate Bill (SB) 1159 on California workers' compensation system. This mixed-methods evaluation has two main tasks. First, describe the volume and outcomes of COVID-19 claims and estimate the associated costs. Second, document the views and experiences of key stakeholders. The main stakeholder groups were: [1] Workers who contracted COVID-19 and inquired about or used the workers' compensation system for COVID-19 claims and medical care provision [2] Public health officials [3] Claims administrators and employers from frontline and known-outbreak industries across Northern and Southern California."
RAND Corporation
Quigley, Denise D.; Dworsky, Michael; Qureshi, Nabeel Shariq . . .
2022-01
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COVID-19 and Workers' Compensation: Considerations for Policymakers
From the Webpage Description: "Working outside the home during a pandemic brings serious risks. Workers who do so are at a much higher risk for exposure to coronavirus disease 2019 (COVID-19) because of their need to interact daily with broad segments of the population. Workers who are exposed to COVID-19 in their workplaces face not only a threat to personal and family health but also the risks of high medical expenses and lost wages. Labor groups argue that covering losses related to COVID-19 through the workers' compensation system offers protection for vulnerable workers whose jobs put them at higher risk of infection than the general public. Business groups argue that given the difficulties in contact tracing and the virus's three- to five-day incubation period, it would be unfair to require insurers to pay benefits (which would ultimately be passed along to employers in the form of higher premiums) to workers who could have contracted the disease outside of work. The authors of this Perspective examine the initial efforts and reasoning of policymakers to grant access to workers' compensation benefits to employees who are required to work outside the home during the COVID-19 pandemic. They briefly assess the potential impacts of continuing to expand such access on workers, employers, and insurers. And finally, they pose further questions that policymakers and others may want to consider when evaluating past policies and crafting new ones to meet future public health emergencies."
RAND Corporation
Dworsky, Michael; Saunders-Medina, Bethany
2022
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