Fair Lending: Opportunities Exist to Enhance OCC's Oversight of Banks' Lending Practices, Report to Congressional Requesters [open pdf - 1MB]
From the Highlights: "The Fair Housing Act and the Equal Credit Opportunity Act prohibit discrimination in access to most forms of credit transactions based on race, national origin, and other characteristics. GAO [Government Accountability Office] was asked to review OCC's [Office of the Comptroller of the Currency] oversight of fair lending laws. This report examines (1) how OCC identifies and addresses any deficient fair lending practices at supervised banks and refers potential violations to DOJ, (2) the extent to which OCC examiners followed policies and procedures in selected fair lending examinations, and (3) how changes to examination selection processes have affected oversight."
Government Accountability Office: https://www.gao.gov/