FEMA Faces Challenges in Verifying Applicants' Insurance Policies for the Individuals and Households Program [open pdf - 723KB]
From the Highlights: "The Federal Emergency Management Agency (FEMA) spent more than 1.4 billion under the Individuals and Households Program on more than 182,900 applicants with losses related to Hurricane Sandy, as of April 5, 2015. We reviewed FEMA's process for verifying applicants' insurance policies at the time of registration for this program. [...] FEMA should make applicants aware of penalties for false statements, use an insurance database to review all cases of possible duplication and recoup funds that should not have been paid, and continue researching options to use an insurance database to screen individual assistance applications."
Department of Homeland Security, Office of Inspector General, Report No. OIG-16-01-D
Department of Homeland Security, Office of Inspector General: http://www.oig.dhs.gov/