From the Introduction: "This report first provides an overview of the debt collection market, including consumer experiences during the debt collection process. Then, the report discusses the FDCPA [Fair Debt Collection Practices Act], including the CFPB's [Consumer Financial Protection Bureau] ongoing rulemaking. Lastly, the report discusses selected policy issues pertaining to debt collection: communication frequency; time-barred and obsolete debt; validation issues; medical debt and credit reporting; and federal, state, and local government debt"
CRS Report for Congress, R46477
Congressional Research Service: https://crsreports.congress.gov/