From the Introduction: "The Paycheck Protection Program (PPP) relief effort began accepting applications from small and mid-sized businesses (SMBs), which employ roughly half of the United States workforce, on April 3. Lawmakers and business leaders had high hopes for the bill, believing it would help slow the deterioration of the U.S. economy. PYMNTS' research shows that the bill is likely to have little effect on SMBs' financial stability, however. The share of SMB owners who on April 6 said they would run out of cash before the pandemic ends was roughly equal to the portion who said the same on March 24, and there are no signs that this will change. Why do so many SMBs fear for their financial futures despite such economic relief measures? PYMNTS first gauged their confidence by surveying more than 500 U.S. SMBs on March 24, then followed up with a survey of 502 SMBs on April 6, shortly after PPP loans became available. Main Street On Lockdown: The COVID-19 Cash Chasm edition documents the findings from our latest research."