ABSTRACT

FEMA Mitigation Best Practices: Increased Cost of Compliance Coverage Proves Beneficial to Louisiana Homeowner   [open pdf - 35KB]

Alternate Title: Increased Cost of Compliance Coverage Proves Beneficial to Louisiana Homeowner

"Homeowner Sharon Pfister experienced the wrath of Hurricane Katrina first-hand when it made landfall in Louisiana on August 29, 2005, battering her home and leaving neighborhoods in ruins. The storm surge from the Category 3 hurricane impacted the entire 57-mile St. Tammany Parish coastline, including Madisonville where Pfister has lived for more than 20 years. 'We got four feet of water from Katrina. It was enough to destroy everything,' said Pfister. 'After we moved out and began cleaning up the place, Hurricane Rita struck and flooded the house again. We got two to four feet of water from Rita.' Repairing the damage caused by two hurricanes seemed to be an insurmountable task, but because Pfister had flood insurance and was eligible for Increased Cost of Compliance (ICC) funds, recovery was attainable."

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