FEMA Mitigation Best Practices: Following the Leaders with the Community Rating System   [open pdf - 35KB]

This document is part of the Federal Emergency Management Agency (FEMA) Best Practices Portfolio. The Best Practices Portfolio is a collection of true stories about people and communities who have experienced disasters, and what mitigation they used to survive, rebuild, and prepare for disasters. This Best Practice Story describes that, "The Community Rating System (CRS) began in 1990 as a voluntary program administered by the National Flood Insurance Program (NFIP). Its purpose is to promote a decrease in flood risks and an increase in flood insurance participation. Communities enter the CRS as a Class 10 and can improve to a Class 1. Annual flood insurance premium rates decrease proportionately with the lower class ratings. Class-5 communities make up three percent of all flood-insurance policies written in the State of Florida. They agree that improving their CRS rating takes a dedicated staff, committed local government, and citizens willing to recognize the tangible benefits of lower flood insurance premiums, and building to reduce flood risks." This and other individual FEMA Best Practices documents are also combined in "Mitigation Best Practices: Public and Private Sector Best Practice Stories for All Activity/Project Types in All States and Territories Relating to All Hazards [August 10, 2011]," which can be accessed at the following link: [https://www.hsdl.org/?abstract&did=683132]

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